Maximize Rewards & Cashback with Bank Alfalah American Express


Bank Alfalah American Express


Bank Alfalah American Express Card is a co-branded credit card issued by Bank Alfalah in partnership with American Express. It is a premium credit card that offers a wide range of benefits and features, including: 

 

 

Exciting Cashback Program: Earn 1% Cashback on all local retail spend and 1.5% Cashback on all international retail spend. 

 

 

Welcome Bonus: As an introductory offer, enjoy 5% cashback for the first 3 months of card issuance (capped at Rs. 5,000).

 

 

Supplementary Cards: Card members can apply for up to 6 supplementary cards.

 

 

Acceptability: Widely accepted by millions of merchants worldwide.

 

 

Network Benefits: Access to a wide range of American Express benefits and privileges, such as travel insurance, purchase protection, and extended warranty.

 

 

Local Discounts and Offers: Get exclusive discounts and offers from a wide range of partner merchants in Pakistan.

 

 

Peace of Mind: 24/7 customer service and fraud protection. 

 

 

Features and benefits of the Bank Alfalah American Express Card:

Minimum Credit Limit: Rs. 25,000

Annual Fee: Rs. 5,000

Interest Rates: Competitive interest rates

Grace Period: Up to 50 days interest-free grace period on purchases

Online Banking: Manage your account online or through the Bank Alfalah app

Phone Banking: 24/7 customer service 

 

 

Overall, the Bank Alfalah American Express Card is a great option for travelers and shoppers who want to earn cashback and enjoy a wide range of benefits. 

 

 

Bank Alfalah American Express Annual Fee:

The annual fee for the Bank Alfalah American Express Card depends on the variant you choose:

 

 

Gold Card: This card has an annual fee of Rs. 5,000.

 

Platinum Card: This card has an annual fee of Rs. 7,500. 

 

Table Summarizing the Annual Fees for Both Variants: 

Variant

Annual Fee

Gold Card

Rs. 5,000

Platinum Card

Rs. 7,500

 

 

Bank Alfalah American Express Discounts:

Bank Alfalah American Express cards offer a variety of exciting discounts and benefits, both locally and internationally. Here's a breakdown of some of the perks you can enjoy: 

 

 

Local Discounts:

Dining: Up to 50% off at a wide range of restaurants in Pakistan, including Kababjees, Cocochan, Xander's, Café Flo, Evergreen, Movenpick Restaurants, and Shanghai Social.

 

 

The Patio, Dan Dan, Eggspectation, Rina's Kitchenette, Cosa Nostra, Paola's By Cosa Nostra, Café De Como, Street 1 Café, Café Aylanto, Steak By CFU, BBQ Tonight, Fuchsia, Yum, Sumo, Mandarin Kitchen, Chop Chop Wok, and PC Hotel Restaurants. 

 

 

Lifestyle: Discounts on fashion, beauty, entertainment, and more at brands like Chester Bernard.

 

Travel: Exclusive deals on hotels, flights, and car rentals through American Express travel partners.

 

 

International Discounts:

American Express Invites: Access to special dining, accommodation, and activity offers around the world.

 

Live the World: Enjoy up to 50% off on dining, accommodation, and more at popular tourist destinations. 

 

 

MyUS: Get 2 years of complimentary Premium membership, 20% off your first shipment, and 15% off shipping rates for 2 years. 

 

 

Additional Benefits:

Cashback: Earn 1% cashback on all local retail spend and 1.5% cashback on all international retail spend.

 

 

Welcome Bonus: Get 5% cashback for the first 3 months of card issuance (capped at Rs. 5,000).

 

 

Supplementary Cards: Add up to 6 supplementary cards for your family members.

 

 

Airport Lounge Access: Platinum cardholders enjoy access to airport lounges around the world.

 

 

Travel Insurance: Get comprehensive travel insurance with your card.

 

 

Purchase Protection: Enjoy purchase protection against damage or theft.

 

 

Extended Warranty: Get an extended warranty on your eligible purchases. 

 

 

Bank Alfalah Classic Credit Card Benefits:

Bank Alfalah Classic Credit Card, though an entry-level option, does offer a range of benefits for everyday spending and convenience. Here's a breakdown of what you can expect: 

 

 

Transaction Convenience:

Contactless Payments: Tap and pay at millions of merchants worldwide equipped with contactless terminals. 

 

 

Online and In-app Purchases: Securely make online and in-app purchases with ease.

 

 

Cash Advances: Withdraw cash from Bank Alfalah branches and ATMs displaying VISA or 1link logo.

 

 

Financial Management:

Grace Period: Enjoy up to 50 days interest-free grace period on purchases, allowing you flexibility in managing your finances.

 

 

Online & Mobile Banking: Manage your account conveniently through Bank Alfalah's online platform or mobile app.

 

 

Supplementary Cards: Add up to 5 supplementary cards for family members, allowing them to make purchases and build their credit history.

 

 

Rewards and Discounts:

Exclusive Offers: Benefit from exclusive discounts and deals at select partner merchants.

 

 

Travel Privileges: Access to travel insurance through VISA, providing peace of mind during trips.

 

 

Emergency Card Replacement: Get a replacement card quickly and easily in case of loss or theft. 

 

 

Additional Features:

Minimum Credit Limit: Starts at Rs. 10,000, making it accessible to a wider range of individuals.

 

 

Competitive Interest Rates: Enjoy competitive interest rates on outstanding balances.

 

 

24/7 Customer Service: Get assistance and support whenever you need it through Bank Alfalah's customer service channels. 

 

 

While the Bank Alfalah Classic Credit Card may not offer extensive rewards or premium benefits like its higher-tier counterparts, it provides solid value for everyday use and financial management. 

 

 

If you're looking for a convenient and affordable credit card option for regular purchases, this could be a suitable choice.



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